Functions the same as the personal online banking. Text information
Phone Calls
All calls will come from the bank from the numbers listed previously. Call information
Email
Emails function the same as the personal product. Email information
Other Capabilities
You may be approved to do remote deposit capture and wires. If so, the bank will issue you an rsa token that you must protect and keep secure.
Security Guidance
Business Online has enhanced electronic transaction capabilities. It is extremely important that you heed all the guidance in this document. Businesses should also consider additional security measures.
Business Security Measures
Use a hardware firewall to protect your business network.
Block unnecessary traffic, services, and websites.
Use Windows domain security features.
User accounts
Passwords with complexity requirements, expiration, attempt limits.
Limit employee access to only what is necessary.
Patch, Patch, Patch all devices.
Consider purchasing commercial grade antivirus and keep it updated.
Scan your network internally and externally for vulnerabilities regularly and remediate the vulnerabilities.
Back up and encrypt your important data regularly.
Use encryption when transmitting data.
Encrypt mobile devices.
Limit the use of removable storage.
Train and educate yourself and your staff.
Phishing
Smishing
Securing Devices
What is Dual Authorization?
Dual Authorization is an important control in which a business can require two authorized employees to complete separate actions in order for an electronic transaction to be completed. This provides protection against insider malicious activity or from one compromised machine or user account. If your business can support this control, we recommend using it.
What else can you do?
Keep your transaction limits as low as possible.
Monitor accounts and transactions regularly and carefully.
Use complex passwords, protect passwords for Business Online, and change them frequently.
Online Banking security is intended to prevent unauthorized access to your account, validate your identity, protect your account information from fraudulent use, and prevent the theft of your identity.
