Online Banking

Online Banking Agreement

ON-LINE ACCESS AGREEMENT AND ELECTRONIC FUND TRANSFER DISCLOSURE

‍This Agreement between you and the First Central National Bank, 103 S Springfield St POB 730, St Paris, OH 43072, governs your use of our Internet (St. Paris Express) and Bill Payment services (the “Service”). You represent and warrant that you are Authorized User acting with full authority, and that you are duly authorized to execute this Agreement.

Requirements for Enrolling in the Service

In order to enroll in the Service:

• You must have an Eligible Account with this Financial Institution.
• Your account with us must be in good standing.
• You must be 18 years of age or older.
• You must be a resident of the United States or its possessions.
• You must have a computer and Internet browser that will support 128-bit encryption.
• You will need Internet access through an Internet service provider (ISP).
• You will need access to a printer and/or other storage medium such as a hard drive for downloading information or printing disclosures.
• You will also need an external email address for the delivery of electronic notices and disclosures.

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Prior to enrolling in the Service you should verify that you have the required hardware and software necessary to access the Service and receive electronic updates to this Agreement.
If we revise hardware and software requirements, and if there’s a material chance that the changes may impact your ability to access the Service, we will give you advance notice of these changes.