Health Savings

Health Savings Account

Want a way to pay for healthcare expenses? A Health Savings Account (HSA) could work for you. In order to be eligible for an HSA you must have a high deductible health plan. Its easy paying for qualified healthcare expenses, including dental and vision with your HSA.

This account is perfect for individuals who would like to use tax free money to help cover the cost of medical expenses throughout the year, our HSA account offers convenience and flexibility. Unused funds can be rolled over from year to year and can earn interest.

Health Savings Rates

Other Deposit Accounts ***

Minimum Balance to Obtain APY

N.O.W. Checking

0.50%

Daily

$1,000.00

Money Market ****

0.80%

Daily

$2,500.00

Super N.O.W. ****

0.65%

Daily

$2,500.00

Business Plus ****

0.70%

Daily

$1,000.00

Statement Savings

0.45%

Daily

$50.00

Kids Savers

0.45%

Daily

$25.00

Christmas Club

0.45%

Daily

$5.00

Individual Retirement Account

3.30%

3.25%

Daily

$100.00

Health Savings Account

0.55%

Daily

$1.00 - $2,999.99

0.65%

Daily

$3,000.00 - $9,999.99

0.75%

Daily

$10,000.00 or more

Other Deposit Accounts ***

APY

Rate

Compounding Method

Minimum Opening Balance
to Obtain APY

N.O.W. Checking

0.10%

Daily

$1,000.00

Money Market ****

0.15%

Daily

$2,500.00

Super N.O.W. ****

0.15%

Daily

$2,500.00

Statement Savings

0.10%

Daily

$50.00

Individual Retirement Account

0.30%

Daily

$100.00

Health Savings Account

0.05%

Daily

$1.00 - $2,999.99

0.15%

Daily

$3,000.00 - $9,999.99

0.25%

Daily

$10,000.00 or more

** A penalty will be required for early withdrawal.
*** The interest rate and annual percentage yield may change. Fees or other conditions could reduce the earnings on these accounts.
**** If the balance of these accounts is from $1.00 to $2,499.99, the rate reverts back to regular N.O.W. rates. This would mean an Annual Percentage Yield of 0.50% with a rate of 0.50%
A.P.Y. means Annual Percentage Yield
Rates subject to change at any time.

Checking Account Fees

Account

Minimum
Deposit to Open

Monthly Service Fee or
Balance Requirement

Unlimited
Check Writing

Interest
Bearing

Regular Checking

$100.00

$5 Monthly Fee

Yes

No Charge Senior Checking

$100.00