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Cash & Due from Banks - $8,887,000.00
Cash & Held to Maturity Securities - $0.00
Available for Sale Securities - $16,214,000.00
Federal Funds Sold - $3,889,000.00
Loans, Net of Unearned Income - $56,191,000.00
Less: Allowance for Loan Loss - $-503,000.00
Net Loans - $55,688,000.00
Premises and Fixed Assets - $1,499,000.00
Intangible Assets - $0.00
Other Assets - $7,060,000.00
Total Assets - $93,237,000.00
Deposits:
Non-Interest Bearing - $10,860,000.00
Interest Bearing - $62,234,000.00
Securities Sold Under Agreement to Repurchase - $0.00
Other Liabilities - $1,562,000.00
Total Liabilities - $74,656,000.00
Equity Capital:
Common Stock - $1,000,000.00
Surplus - $1,000,000.00
Undivided Profits - $16,805,000.00
Net unrealized gains (losses) on securities - $-224,000.00
Total Equity Capital - $18,581,000.00
Cash & Due from Banks - $11,460,000.00
Cash & Held to Maturity Securities - $0.00
Available for Sale Securities - $19,082,000.00
Federal Funds Sold - $5,065,000.00
Loans, Net of Unearned Income - $53,444,000.00
Less: Allowance for Loan Loss - $-501,000.00
Net Loans - $52,943,000.00
Premises and Fixed Assets - $1,439,000.00
Intangible Assets - $0.00
Other Assets - $6,822,000.00
Total Assets - $96,811,000.00
Deposits:
Non-Interest Bearing - $13,540,000.00
Interest Bearing - $63,573,000.00
Securities Sold Under Agreement to Repurchase - $0.00
Other Liabilities - $1,772,000.00
Total Liabilities - $78,885,000.00
Equity Capital:
Common Stock - $1,000,000.00
Surplus - $1,000,000.00
Undivided Profits - $16,210,000.00
Net unrealized gains (losses) on securities - $-284,000.00
Total Equity Capital - $17,926,000.00
Real Estate Loans- $2,186,000.00
Commercial and Industrial Loans - $163,000.00
Credit Cards - $0.00
Consumer Loans - $103,000.00
Other Loans - $367,000.00
U.S. Treasury Securities & U.S. Government Agency Obligations - $757,000.00
Municipal Securities - $25,000.00
Interest of Fed Funds sold - $423,000.00
Dividends - $16,000.00
Total Interest Income - $4,040,000.00
NOW Accounts - $127,000.00
Saving Accounts including MMDA - $168,000.000
Time Certificates of $250,000 or more - $52,000.00
All Other Time Deposits - $384,000.00
Repurchase Agreements - $0.00
Total Interest Expense - $731,000.00
Net Interest Income - 3,309,000.00
Provision for Loan Losses - $0.00
Service Charges of Deposit Accounts - $101,000.00
All Other Non-interest Income - $272,000.00
Salaries and Employee Benefits - $1,166,00.00
Expense of Premises and Fixed Assets - $236,000.00
Other Non-interest Expense - $1,282,000.00
Total Non-interest Expense - $2,684,000.00
Income Before Income Tax - $998,000.00
Less Income tax - $-161,000.00
Net Income - $837,000.00
Real Estate Loans- $1,859,000.00
Commercial and Industrial Loans - $179,000.00
Credit Cards - $0.00
Consumer Loans - $89,000.00
Other Loans - $300,000.00
U.S. Treasury Securities & U.S. Government Agency Obligations - $1,490,000.00
Municipal Securities - $23,000.00
Interest of Fed Funds sold - $294,000.00
Dividends - $83,000.00
Total Interest Income - $4,317,000.00
NOW Accounts - $148,000.00
Saving Accounts including MMDA - $178,000.000
Time Certificates of $250,000 or more - $15,000.00
All Other Time Deposits - $259,000.00
Repurchase Agreements - $0.00
Total Interest Expense - $600,000.00
Net Interest Income - 3,717,000.00
Provision for Loan Losses - $0.00
Service Charges of Deposit Accounts - $107,000.00
All Other Non-interest Income - $256,000.00
Salaries and Employee Benefits - $1,240,00.00
Expense of Premises and Fixed Assets - $224,000.00
Other Non-interest Expense - $1,222,000.00
Total Non-interest Expense - $2,686,000.00
Income Before Income Tax - $1,394,000.00
Less Income tax - $-246,000.00
Net Income - $1,148,000.00
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