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Cash & Due from Banks - $11,460,000.00
Cash & Held to Maturity Securities - $0.00
Available for Sale Securities - $19,082,000.00
Federal Funds Sold - $5,065,000.00
Loans, Net of Unearned Income - $53,444,000.00
Less: Allowance for Loan Loss - $-501,000.00
Net Loans - $52,943,000.00
Premises and Fixed Assets - $1,439,000.00
Intangible Assets - $0.00
Other Assets - $6,822,000.00
Total Assets - $96,811,000.00
Deposits:
Non-Interest Bearing - $13,540,000.00
Interest Bearing - $63,573,000.00
Securities Sold Under Agreement to Repurchase - $0.00
Other Liabilities - $1,772,000.00
Total Liabilities - $78,885,000.00
Equity Capital:
Common Stock - $1,000,000.00
Surplus - $1,000,000.00
Undivided Profits - $16,210,000.00
Net unrealized gains (losses) on securities - $-284,000.00
Total Equity Capital - $17,926,000.00
Cash & Due from Banks - $28,461,000.00
Cash & Held to Maturity Securities - $0.00
Available for Sale Securities - $14,560,000.00
Federal Funds Sold - $11,072,000.00
Loans, Net of Unearned Income - $49,989,000.00
Less: Allowance for Loan Loss - $-471,000.00
Net Loans - $49,518,000.00
Premises and Fixed Assets - $1,551,000.00
Intangible Assets - $0.00
Other Assets - $6,365,000.00
Total Assets - $111,527,000.00
Deposits:
Non-Interest Bearing - $16,270,000.00
Interest Bearing - $76,777,000.00
Securities Sold Under Agreement to Repurchase - $0.00
Other Liabilities - $1,709,000.00
Total Liabilities - $94,756,000.00
Equity Capital:
Common Stock - $1,000,000.00
Surplus - $1,000,000.00
Undivided Profits - $15,331,000.00
Net unrealized gains (losses) on securities - $-560,000.00
Total Equity Capital - $16,771,000.00
Real Estate Loans- $1,859,000.00
Commercial and Industrial Loans - $179,000.00
Credit Cards - $0.00
Consumer Loans - $89,000.00
Other Loans - $300,000.00
U.S. Treasury Securities & U.S. Government Agency Obligations - $1,490,000.00
Municipal Securities - $23,000.00
Interest of Fed Funds sold - $294,000.00
Dividends - $83,000.00
Total Interest Income - $4,317,000.00
NOW Accounts - $148,000.00
Saving Accounts including MMDA - $178,000.000
Time Certificates of $250,000 or more - $15,000.00
All Other Time Deposits - $259,000.00
Repurchase Agreements - $0.00
Total Interest Expense - $600,000.00
Net Interest Income - 3,717,000.00
Provision for Loan Losses - $0.00
Service Charges of Deposit Accounts - $107,000.00
All Other Non-interest Income - $256,000.00
Salaries and Employee Benefits - $1,240,00.00
Expense of Premises and Fixed Assets - $224,000.00
Other Non-interest Expense - $1,222,000.00
Total Non-interest Expense - $2,686,000.00
Income Before Income Tax - $1,394,000.00
Less Income tax - $-246,000.00
Net Income - $1,148,000.00
Real Estate Loans- $1,663,000.00
Commercial and Industrial Loans - $156,000.00
Credit Cards - $0.00
Consumer Loans - $72,000.00
Other Loans - $236,000.00
U.S. Treasury Securities & U.S. Government Agency Obligations - $946,000.00
Municipal Securities - $19,000.00
Interest of Fed Funds sold - $20,000.00
Dividends - $81,000.00
Total Interest Income - $3,193,000.00
NOW Accounts - $44,000.00
Saving Accounts including MMDA - $52,000.000
Time Certificates of $250,000 or more - $5,000.00
All Other Time Deposits - $113,000.00
Repurchase Agreements - $0.00
Total Interest Expense - $214,000.00
Net Interest Income - 2,979,000.00
Provision for Loan Losses - $0.00
Service Charges of Deposit Accounts - $109,000.00
All Other Non-interest Income - $434,000.00
Salaries and Employee Benefits - $1,169,00.00
Expense of Premises and Fixed Assets - $226,000.00
Other Non-interest Expense - $1,104,000.00
Total Non-interest Expense - $2,499,000.00
Income Before Income Tax - $1,023,000.00
Less Income tax - $-158,000.00
Net Income - $865,000.00
Real Estate Loans- $1,679,000.00
Commercial and Industrial Loans - $167,000.00
Credit Cards - $0.00
Consumer Loans - $86,000.00
Other Loans - $224,000.00
U.S. Treasury Securities & U.S. Government Agency Obligations - $82,000.00
Municipal Securities - $40,000.00
Interest of Fed Funds sold - $41,000.00
Dividends - $11,000.00
Total Interest Income - $2,330,000.00
NOW Accounts - $18,000.00
Saving Accounts including MMDA - $23,000.000
Time Certificates of $250,000 or more - $8,000.00
All Other Time Deposits - $231,000.00
Repurchase Agreements - $0.00
Total Interest Expense - $280,000.00
Net Interest Income - 2,050,000.00
Provision for Loan Losses - $0.00
Service Charges of Deposit Accounts - $100,000.00
All Other Non-interest Income - $426,000.00
Salaries and Employee Benefits - $1,047,00.00
Expense of Premises and Fixed Assets - $157,000.00
Other Non-interest Expense - $1,024,000.00
Total Non-interest Expense - $2,228,000.00
Income Before Income Tax - $348,000.00
Less Income tax - $-32,000.00
Net Income - $316,000.00
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