NMLS#514553

Regular N.O.W. Account Rates

Regular N.O.W. Account

With a $1000.00 minimum balance, this Now account pays you to have your checking account at FCNB.

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N.O.W. Account Rates

Other Deposit Accounts ***
Minimum Balance to Obtain APY
0.50%
0.50%
Daily
$1,000.00
Money Market ****
0.80%
0.80%
Daily
$2,500.00
Super N.O.W. ****
0.65%
0.65%
Daily
$2,500.00
Business Plus ****
0.70%
0.70%
Daily
$1,000.00
Statement Savings
0.45%
0.45%
Daily
$50.00
Kids Savers
0.45%
0.45%
Daily
$25.00
Christmas Club
0.45%
0.45%
Daily
$5.00
Individual Retirement Account
3.30%
3.25%
Daily
$100.00
Health Savings Account
0.55%
0.55%
Daily
$1.00 - $2,999.99
0.65%
0.65%
Daily
$3,000.00 - $9,999.99
0.75%
0.75%
Daily
$10,000.00 or more
Other Deposit Accounts ***
APY
Rate
Compounding Method
Minimum Opening Balance
to Obtain APY
N.O.W. Checking
0.10%
0.10%
Daily
$1,000.00
Money Market ****
0.15%
0.15%
Daily
$2,500.00
Super N.O.W. ****
0.15%
0.15%
Daily
$2,500.00
Statement Savings
0.10%
0.10%
Daily
$50.00
Individual Retirement Account
0.30%
0.30%
Daily
$100.00
Health Savings Account
0.05%
0.05%
Daily
$1.00 - $2,999.99
0.15%
0.15%
Daily
$3,000.00 - $9,999.99
0.25%
0.25%
Daily
$10,000.00 or more

** A penalty will be required for early withdrawal.
*** The interest rate and annual percentage yield may change. Fees or other conditions could reduce the earnings on these accounts.
**** If the balance of these accounts is from $1.00 to $2,499.99, the rate reverts back to regular N.O.W. rates. This would mean an Annual Percentage Yield of 0.50% with a rate of 0.50%
A.P.Y. means Annual Percentage Yield
Rates subject to change at any time.

Click here for our Deposit Rates

Checking Account Fees

Account
Minimum
Deposit to Open
Monthly Service Fee or
Balance Requirement
Unlimited
Check Writing
Interest
Bearing
$100.00
$5 Monthly Fee
Yes
No
$100.00
No Monthly Fee
Yes
No
College Student Checking
$100.00
$3.50 Monthly Fee
Yes
No
Money Market Investment
$2,500.00
No Monthly Fee
No
Yes
Health Savings Accounts (HSA)
$100.00
No Monthly Fee
Yes
Yes
NOW Checking
$1,000.00
$1,000 Minimum
Yes
Yes
Super NOW Checking
$2,500.00
$2,500.00 Minimum
Yes
Yes

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